I like the idea of giving the ability to be a normal HCIM assuming you haven't died, all it does is give you the access to a bank. Basically gives the same progression in a way. HCUIM die to become normal UIM, which become a IM if relegated. Convert it to a HCIM, die and become a normal IM. It all leads to the same path.
Completionist Tracker (Surprise HP)
Maxed (Completed)
Music Cape (Completed)
Achievement Diaries (200/206)
Infernal Cape (Not Completed)
3 Skills at 200 Million Exp (In Progress (0/3)
1 Billion Exp (In Progress (745/1000)
Dizana's Quiver (Not Completed)